GENERAL BUSINESS INSURANCE
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| Property Property insurance provides coverage to a business for physical damage. Building and Contents coverage is included in the event of damage to or destruction of buildings and contents from theft, fire and other causes of loss. Business Interruption covers the costs associated with interruption to the business that may occur when there is a property loss, and Loss of Income coverage helps compensate for the money a business would have earned if a fire or other covered peril interrupts your business operations. Workers’ Compensation/Employer’s Liability Workers' Compensation provides medical and indemnity benefits to employees for injuries arising from their jobs. Workers' compensation coverage is required by law in the United States. Commercial Crime Crime insurance addresses fidelity threats, such as theft, embezzlement, forgery or alteration of checks, robbery, counterfeit currency and documents, disappearance and destruction of money, securities and documents, employee dishonesty, safe burglary, computer fraud, wire transfer, audit and investigation expense. Commercial Automobile Commercial Auto provides protection for owned vehicles, extending coverage for automobile liability and uninsured motorists, which is legally required in many jurisdictions. In addition, in no-fault States, Commercial Automobile affords coverage for personal injury protection. Available optional coverages include liability coverage for hired and non-owned automobiles used in conjunction with the business. |
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For additional information or personal assistance with these coverage lines, please contact:: Gavi Cohn gcohn@ipmllc.com 410-486-2400 ext. 214 |